|
|
|
|
|
 |
|
|
|
|
Rates are subject to change at any time without notice. |
| |
|
CD RATES |
|
Term |
Interest Rate |
APY* |
|
|
|
3 Month CD |
1.75 |
1.77 |
|
|
|
5 Month CD |
1.85 |
1.87 |
|
|
|
6 Month CD |
3.68 |
3.75 |
|
|
|
7 Month CD |
2.50 |
2.53 |
|
|
|
8 Month CD |
2.50 |
2.53 |
|
|
|
10 Month CD |
2.50 |
2.53 |
|
|
|
12 Month CD |
3.92 |
4.00 |
|
|
|
18 Month CD |
2.90 |
2.94 |
|
|
|
24 Month CD |
3.30 |
3.35 |
|
|
|
27 Month CD |
4.07 |
4.15 |
|
|
|
36 Month CD |
3.50 |
3.56 |
|
|
|
48 Month CD |
4.00 |
4.08 |
|
|
|
60 Month CD |
4.25 |
4.34 |
|
|
|
* Annual Percentage Yield (APY) is accurate as of 08/20/2008. A
$500.00 minimum deposit is required to open account and receive the
advertised APY. A
penalty may be imposed for early withdrawal. |
| |
|
|
|
SAVINGS RATES |
|
|
| |
Interest Rate |
APY* |
|
|
|
Passbook Savings 7 |
0.50 |
0.50 |
$100 Minimum deposit to open; Maintain a $200 minimum daily balance to
avoid a $3 monthly fee |
|
|
Statement Savings - Personal |
0.50 |
0.50 |
$100 Minimum deposit to open; Maintain a $200 minimum daily balance to
avoid a $3 monthly fee |
|
|
Super Statement Savings - Personal |
1.25 |
1.26 |
$2,500 Minimum deposit to open; Maintain a $2,500 minimum daily balance to
avoid a $5 monthly fee |
|
|
Gold Coast Statement Savings - Personal |
1.25 |
1.26 |
$5,000 Minimum deposit to open; Maintain a $5,000 minimum daily balance to
avoid a $5 monthly fee |
|
|
Gold Coast Statement Savings - Business |
1.25 |
1.26 |
$5,000 Minimum deposit to open; Maintain a $5,000 minimum daily balance to
avoid a $5 monthly fee |
|
|
Statement Savings - Business |
0.50 |
0.50 |
$100 Minimum deposit to open; Maintain a $200 minimum daily balance to
avoid a $3 monthly fee |
|
|
Statement Savings - Escrow |
0.35 |
0.35 |
$100 Minimum deposit to open; Maintain a $200 minimum daily balance to
avoid a $3 monthly fee |
|
|
Rent Security |
0.35 |
0.35 |
$100 Minimum deposit to open; Maintain a $200 minimum daily balance to
avoid a $3 monthly fee |
|
|
* Annual Percentage Yield (APY) is accurate as of 08/20/2008 and subject
to change after the account is opened. No minimum balance is
required to receive the advertised APY. Fees may reduce earnings on
account. |
| |
|
|
|
MONEY MARKET ACCOUNT |
|
|
|
| |
Tier |
Interest Rate |
APY* |
|
|
|
Mariner's Personal Money Market Account |
Minimum $1,000 - $14,999.99
|
1.00 |
1.01 |
Maintain a $1,000 minimum daily balance to avoid a $15 monthly fee;
Transaction limitations apply - Federal regulation limits third party or
preauthorized transfers (including overdraft transfers) or transfers
made by telephone or personal computer to six per statement cycle, no
more than three of which may be by check, draft, or check card; $10 fee
imposed on all items exceeding limitations |
|
|
$15,000 - $49,999.99 |
2.50 |
2.53 |
|
|
$50,000 and above |
3.00 |
3.05 |
|
|
Gold Coast Personal Money Market Account |
Minimum $5,000 - $24,999.99 |
0.50 |
0.50 |
Maintain a $5,000 minimum daily balance to avoid a $15 monthly fee;
Transaction limitations apply - Federal regulation limits third party or
preauthorized transfers (including overdraft transfers) or transfers
made by telephone or personal computer to six per statement cycle, no
more than three of which may be by check, draft, or check card; $10 fee
imposed on all items exceeding limitations |
|
|
$25,000 - $149,999.99 |
1.25 |
1.26 |
|
|
$150,000.00 - $999,999.99 |
1.75 |
1.77 |
|
|
$1,000,000 and above |
2.00 |
2.02 |
|
| NOW |
Minimum $500 - $4,999.99 |
1.00 |
1.01 |
Available only to individuals.
Maintain a $500 minimum daily balance to avoid a $9 monthly fee |
|
|
$5,000.00 - $999,999.99 |
2.50 |
2.53 |
|
|
Mariner's Business Money Market Account |
Minimum $1,000 - $14,999.99
|
0.50 |
0.50 |
Maintain a $1,000 minimum daily balance to avoid a $15 monthly fee;
Transaction limitations apply - Federal regulation limits third party or
preauthorized transfers (including overdraft transfers) or transfers
made by telephone or personal computer to six per statement cycle, no
more than three of which may be by check, draft, or check card; $10 fee
imposed on all items exceeding limitations |
|
|
$15,000 - $49,999.99 |
2.25 |
2.28 |
|
|
$50,000 and above |
3.00 |
3.05 |
|
|
Gold Coast Business Money Market Account |
Minimum $5,000 - $24,999.99 |
0.50 |
0.50 |
Maintain a $5,000 minimum daily balance to avoid a $15 monthly fee;
Transaction limitations apply - Federal regulation limits third party or
preauthorized transfers (including overdraft transfers) or transfers
made by telephone or personal computer to six per statement cycle, no
more than three of which may be by check, draft, or check card; $10 fee
imposed on all items exceeding limitations |
|
|
$25,000 - $149,999.99 |
1.25 |
1.26 |
|
|
$150,000.00 - $999,999.99 |
1.75 |
1.77 |
|
|
$1,000,000 and above |
2.00 |
2.02 |
|
|
Business Interest Checking |
Minimum $1000 to $14,999.99 |
0.25 |
0.25 |
Available for Sole Proprietors and Non-Profit Organizations; Maintain a
$1,000 minimum daily balance to avoid a $20 monthly fee |
|
|
$15,000 - $49,999.99 |
0.50 |
0.50 |
|
|
$50,000 and above |
0.75 |
0.75 |
|
|
Government / Public Funds |
No minimum balance required to receive the advertised APY |
0.75 |
0.75 |
Maintain a $10,000 minimum daily balance to avoid a $15 monthly fee;
Unlimited check writing privileges |
|
|
IOLTA Checking |
No minimum balance required to receive the advertised APY |
1.20 |
1.21 |
No minimum balance; no monthly fees |
|
|
Escrow Accounts |
No minimum balance required to receive the advertised APY |
0.35 |
0.35 |
$1,000 minimum deposit to open; Maintain a $1,000 minimum daily balance to
avoid a $15 monthly fee |
|
|
* Annual Percentage Yield (APY) is accurate as of 08/20/2008 and subject
to change after the account is opened. Fees may reduce earnings on
account. |
| |
|
|
|
|
|
